Payment Methods
Last updated: 14/09/2026
How you can pay, what you'll be charged, and what the charge will look like on your statement.
1. Accepted payment methods
Credit and debit cards
- Visa,
- MasterCard
- American Express (Apple Pay / Google Pay)
- Visa,
- MasterCard
- American Express (Apple Pay / Google Pay)
PayPal
We don't accept cash on delivery, personal checks, money orders or direct bank transfers.
2. Currency
All orders are charged in US dollars (USD). If your store view displays another currency, that figure is an approximate conversion for reference only; your card or PayPal account is charged in USD, and your bank may apply its own exchange rate or a foreign transaction fee on top.
3. Authorization holds
When you place an order, your bank may briefly show a pending authorization alongside the final charge, or hold an amount on an order that was cancelled. This isn't a double charge. Pending authorizations are released automatically by your bank, usually within 3–5 business days. We have no way to speed that up, but we can confirm exactly what we did and didn't capture.
4. Billing terms
Because every item is made to order, payment is taken in full at checkout before production begins. You'll receive an order confirmation email as soon as your payment is approved. If payment fails, no order is created and nothing is produced.
5. Sales tax
Prices shown don't include sales tax. Where we're required to collect it, tax is calculated from your delivery address and displayed at checkout before you pay. For orders outside the US, see Shipping Policy, Section 4.
6. Payment security
Card payments are processed directly by PCI DSS-compliant payment gateways over a 256-bit SSL-encrypted connection. We never receive or store your full card number.
7. Promotional codes
Discount codes apply to the item subtotal only, not to shipping or tax, and one code can be used per order unless stated otherwise. Codes can't be applied after an order is placed. If you're refunded on a discounted order, we refund the price you actually paid - see Refund Policy,Section 8.
8. Billing questions and disputes
If anything about a charge looks wrong, please talk to us first at support@loveandkin.com or on LiveChat 24/7. We can usually resolve it the same day, considerably faster than a bank dispute, which can take up to 90 days to conclude and leaves you without either the item or the money in the meantime.
Our 90-Day Refund & Replacement Guarantee covers you either way, so there's nothing to lose by asking us first.
